CHIP (Children's Health Insurance Program)

These resources will be available to paid subscribers only beginning March 1, 2026 (only $8/month or $50/year, and 20% off if you subscribe by January 31, 2026). (If you forget our substack address, you can always find us at TrillionsWeekly.com.)

  • The State Children’s Health Insurance Program (CHIP) is a means-tested program that provides health coverage for children in low-income families that earn too much to qualify for Medicaid.

  • In some states, CHIP covers pregnant women.

  • CHIP is jointly financed by the federal government and the states.

  • States are responsible for administering CHIP in coordination with Medicaid.

  • CHIP benefits are different in each state, but all states provide certain coverage including routine check-ups, immunizations, doctor visits, and prescriptions.

  • Eligibility: To qualify, a recipient must be under 19 or be a primary caregiver with a child under 19, not covered by health insurance (including Medicaid), and a U.S. national, citizen, legal alien, or permanent resident.

  • Program Overview from Benefits.gov

  • HealthCare.gov CHIP page

  • Medicaid.gov CHIP page

  • CBO: Medicaid and CHIP page

  • MACPAC: Medicaid and CHIP Payment and Access Commission